About Us

At Just Close Homes and Loans, we’re more than just mortgage brokers—we are your partners in home financing. Our team of expert loan officers brings years of experience in both the real estate and mortgage industries. We understand that no two financial situations are the same, which is why we take a personalized approach to every client we serve.

Although we’re based in San Antonio, we are proud to offer our services across the entire state of Texas. Whether you’re buying a home in Houston, Dallas, Austin, or anywhere else in Texas, we’re licensed and equipped to help you navigate the home financing landscape.

Our Promise: Best In-Class Experience, Competitive Rates, Customized Terms

At Just Close Homes and Loans, we are committed to delivering the best mortgage experience possible. Here’s what you can expect when you choose us:

1. The Best Experience

We know that the mortgage process can feel overwhelming, especially for first-time buyers. Our goal is to make your journey as smooth and stress-free as possible. From your first consultation to your final closing, we’ll be there to guide you every step of the way with clear communication, transparency, and expert advice. We work hard to remove the complexities of home financing and give you a seamless, positive experience that puts you in control of your mortgage journey.

We pride ourselves on exceptional customer service and make it a point to be available when you need us most. Whether it’s answering questions about loan options, explaining the fine print, or helping you understand the nuances of the mortgage process, we’re always just a phone call or email away.

2. Competitive Rates

We believe that securing the best possible mortgage rate is key to achieving your financial goals. As a mortgage brokerage, we have access to a broad network of lenders, allowing us to compare offers and find the most competitive rates available in the market. We work tirelessly to ensure you get the most favorable terms based on your financial profile and needs. Whether you're a first-time homebuyer, looking to refinance, or purchasing an investment property, we’re committed to helping you save money with the lowest interest rates possible.

3. Customized Loan Terms

We understand that every borrower’s situation is unique, and that’s why we don’t believe in a one-size-fits-all approach. At Just Close Homes and Loans, we take the time to fully understand your goals—whether it’s securing a low monthly payment, paying off your mortgage faster, or using your home’s equity for other investments. Based on your specific needs, we will customize a loan strategy that offers the best terms for your financial future. From down payment assistance to flexible loan options (including conventional, FHA, VA, and USDA), we ensure you get a mortgage that’s tailored to you.

Why Choose the Mortgage Brokerage Model?

Unlike traditional banks and large lenders, working with a mortgage brokerage like Just Close Homes and Loans offers significant advantages:

  • Access to Multiple Lenders: We’re not tied to one lender’s offerings, so we have the freedom to shop around for you. This means more options, better rates, and flexible terms tailored to your needs.
  • Unbiased Advice: As a brokerage, we focus solely on finding the best mortgage solutions for you, not on pushing a specific product. We’re here to provide honest, expert advice based on your financial situation and goals.
  • Personalized Service: Being an independent, locally-owned brokerage, we take the time to get to know you. We don’t believe in a cookie-cutter approach—our team works hard to customize your mortgage and make the process as personal and efficient as possible.

Our Commitment to You

At Just Close Homes and Loans, we’re committed to one thing above all else: your success. We understand that buying a home is one of the biggest financial decisions you’ll ever make, and we’re here to ensure you get the best possible financing to make your dream a reality.

Whether you’re in San Antonio, Dallas, Austin, or anywhere in Texas, our team will provide you with the best rates, customized terms, and a top-tier experience that makes the home financing process easy and enjoyable.

Let’s Get Started

Are you ready to take the next step in your homeownership journey? Contact us today to see how we can help you secure the best rates, the right terms, and the mortgage experience you deserve.